Explore flexible financing options that make it easier to meet the EB-5 program’s investment requirements. We work with reputable financial partners to help fund your investment with competitive terms and clear eligibility criteria
Why Financing is a Smart Solution
Many investors don't have the full EB-5 investment amount available upfront, and financing provides a way to move forward without having to wait. Our financing solutions are designed to help you meet the program's requirements while managing your financial resources more effectively.
What Financing Options are Available
We work with reputable lenders to offer several types of financing options:
Loan Financing: Short-term or long-term loans to help cover the $800,000 investment requirement.
Bridge Loans: Financing that helps you temporarily cover the investment amount until more permanent funding is arranged.
Eligibility and Terms
The financing options we offer are designed to be flexible. However, they come with specific eligibility, criteria, including income verification, creditworthiness, and collateral requirements.
FAQs
What is the EB-5 Immigrant Investor Program?
It’s a U.S. immigration program allowing foreign investors to obtain conditional permanent residency (Green Card) by making a qualifying investment in a new commercial enterprise that creates at least 10 U.S. jobs. Program has been law since 1990 and includes both direct and Regional Center investments.
How much do I need to invest?
• TEA projects (rural or high-unemployment areas): $800,000
• Non-TEA projects: $1,050,000
What qualifies as a Targeted Employment Area (TEA)?
A TEA is either a rural area or one with high unemployment. Investing in a TEA lowers the required investment amount. TEA designation is evaluated as part of your I‑526 submission.
Can I use a loan to fund my EB-5 investment?
Yes, loans are allowed if secured by collateral that is not the EB‑5 investment itself. You’ll also need to document the lawful source of the loan funds.
How many jobs must the investment create?
The investment must create 10 full-time U.S. jobs. In Regional Center investments, both direct and indirect jobs can count toward this requirement.
What is the EB-5 Regional Center program?
A Regional Center is an entity pre-approved by USCIS to group EB‑5 investments into projects focused on economic growth. They handle job creation modeling and reporting, making the process more passive for investors.
Will I get my investment back?
If the project succeeds and conditions are met, investors typically receive their capital back at the end of the term, as outlined in the investment agreement. However, USCIS requires the investment to remain “at risk” during the two-year conditional residency period.
How long does the EB-5 process take?
Timing varies:
• I‑526 processing depends on USCIS workload and visa availability.
• After I‑526 approval, the investor applies for a visa or adjustment of status.
• I‑829 (to remove conditions) is filed near the end of the two-year residency.
USCIS publishes average processing times online.
Can I apply for EB-5 while on another U.S. visa?
Yes, holders of H‑1B, E‑2, or other nonimmigrant visas may apply for EB‑5 and can remain in status while the I‑526 is pending. Once approved and a visa is available, they may file for adjustment of status.
What are the advantages of EB-5?
EB‑5 offers a direct route to U.S. residency without strict language or education requirements. It benefits both the U.S., through job creation, and investors, by providing permanent residency and future citizenship potential.
Do my family members qualify too?
Yes, your spouse and unmarried children under age 21 qualify for the EB‑5 visa as dependents. Parents, siblings, and other relatives do not.
What are the main costs involved besides the investment?
Additional costs include:
• USCIS filing fees (e.g. I‑526, I‑485/DS‑260, I‑829)
• Regional Center administration fees (if applicable)
• Legal, due diligence, and professional services
Start your EB5 journey!
Take the valuable first step here